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This book, titled basic training is a definite plus for any new mortgage loan officer. It contains all of the basics necessary to start in the Mortgage industry and some advanced materials. The format was easy to understand and flows in a smooth manner from start to finish building skills to the last chapter where you learn job/interview technique. I have been in real estate and lending for over 15 years and find this courswork to be one of the better programs out there. We use the materials for all new hire training and to re-train experienced lenders in our office that have learned lending using the sink or swim method. So far our trainee's have benefited from the material offered. The author does a nice job building a loan officer from the ground up. Early in the course the material provides basics and slowly builds to more intricate concepts. At over 400 pages I think the author did an excellent job of providing training applicable all over the country without dwelling on one state specific or lender specific program. I feel that the value is definitely there! Even 1 less draw payment to a new hire pays for all the office training we need for all LO's. This makes everyone involved happy. The last real bonus I find with this material is the pull out process. The special burstable binding makes using the exercises and sample forms easy during training - although each LO trained with the material so far has kept their course as a reference. I would recommend this as a great starter course before OR after entering the Mortgage Industry.